12-18-2008, 09:45 PM
Arkved Wrote:Well there is a difference, at least to me, when you talk about things like electric bills, car insurance, water bill, etc vs a car note, credit card bill, etc. the former are things that are just month to month, you are gonna have them no matter what. the latter are balances you are carrying month to month, paying interest on month to month, and they loom over you waiting for you to make a mistake so they can jack the interest rate even higher to make almost impossible to pay the balances off completely. thankfully this last monthy, ive been able to pay off about 3500 bucks worth of debt, and still have some money left in the bank(gotta have reserves for the holidays etc). feels good to start knocking these bills out that are just hanging there.Good for you Joe, I am proud of you.. It must be nice.. But the way it stands for us, we will NEVER be out of credit card debt. Let alone our huge mortgage to boot.

And on top of it all I just laid out $400 for my cat!
So, Merry Xmas to us... Not!